Menu
Menu
Term life insurance is the most basic of life insurance products in that it has no savings component, and thus no cash value. By the name, it is purchased for a ‘term.’
Term life insurance is the most basic of life insurance products in that it has no savings component, and thus no cash value. By the name, it is purchased for a ‘term.’
Term life can be purchased in many ways. Your employer may offer term life with special terms as a benefit to you and your family. Many affinity groups (alumni associations, professional groups, etc.) offer special products. Although term insurance may be available from many sources, purchasing an individual policy provides the best features and flexibility and often at a better price.
One of the most common uses of Term Life insurance is known as “Mortgage Insurance” which is offered by banks and large financial institutions to provide funds to pay off a mortgage in the event of the premature death of a mortgage holder.
The “Real Deal”
If you want the “Real Deal” on what you get with Mortgage Insurance you may be interested to know that the vast majority of Canadians who purchase mortgage insurance from a bank don’t fully understand what they are getting – and what they are NOT getting.
An investigative report by CBC Marketplace on February 6, 2008: “In Denial”, reveals details about mortgage insurance that few Canadians know about – until it is too late.
Watch the video clip below to become fully informed and learn how an independent insurance broker can assist you in getting the right insurance for protecting your mortgage.
HOW WE HELP
Without barely a moment’s thought, you would…
Do you ever feel like life is too automated? Maybe…
You have worked all your life and saved for…
After years of living the “rat race”, you are looking…
First you were putting on their diapers. Then you…
About Us
We serve individuals, families and businesses in the Kingston area. Our primary goal is to help each client meet their unique financial goals. We are never satisfied until you are.
Free Consultation
